Independent Insurance · Omaha, NE · Licensed in NE, IA, CO, AZ & More

Coverage that works
as hard as you do.

We shop multiple top-rated carriers so you don’t have to. Family-owned, Nebraska-rooted, and always on your side.

50+
Combined years experience
20+
Top-rated carrier partners
5★
Google-rated agency
100%
Independent - we work for you
(402) 593-7666  ·  Mon–Thu 8am–5pm  ·  Fri 8am–3pm
Our carriers
Auto-Owners Liberty Mutual Acuity Safeco Encova Farmers Mutual of NE Foremost
+14 more →
What we cover

One agency. Every risk.

From a first apartment in Omaha to a commercial fleet in Scottsdale - coverage built around your life, not a product catalog.

Personal
Home
Auto
Motorcycle
Boat & RV
Umbrella
Commercial
Business
Commercial Auto
Contractor
Property
Workers Comp
Bonds
Bid Bonds
Licensing
Title Bonds
Performance
Notary & MV
Specialty
Special Events
Apartments
Rental Properties
Professional
Liquor Liability
Why independent matters

We work for you,
not a corporation.

Unlike captive agents locked into one brand, we shop the full market on your behalf every time.

01
Real rate competition
20+ carrier relationships means actual quotes compared - not a take-it-or-leave-it number.
02
A human being answers
No 1-800 hold queue. A real Omaha agent who knows your policy by name.
03
Multi-state coverage
Licensed in NE, IA, CO, AZ and 8+ more states - wherever life takes you.
04
Claims advocacy
When something goes wrong, we stand in your corner - not a corporation.
What clients say
★★★★★

“I’ve been working with Kyle for several years. I have my business, auto, and home through him - great rates, always willing to help. I would definitely recommend them!”

Cody K. - Owner, Kanger Lawns LLC
★★★★★

“C-TEK Insurance is amazing! Family-owned and super helpful. They will make sure you are happy. Talk to Kyle!”

James W. - C-TEK Client
★★★★★

“The customer service from Carol is by far one of the best. I felt cared about and respected. Very knowledgeable.”

Brian B. - C-TEK Client

Let’s find you the right coverage at the right price.

No pressure. No scripts. Just honest answers from a local independent agent who knows Nebraska - and wherever else you need us.

Get a Free Quote →
(402) 593-7666 · Mon–Fri
Meet the team

50+ years of combined experience.

A family-owned team of licensed professionals serving clients across Nebraska and beyond.

Carol Gurbacki
Carol Gurbacki
President · 22+ Yrs
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Kyle Gurbacki
Kyle Gurbacki
Account Mgr, Producer · 13+ Yrs
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Eric Gurbacki
Eric Gurbacki
Account Manager · 1+ Yrs
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Erin Lindblad
Erin Lindblad
Commercial Lines · 17+ Yrs
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Mark McVey
Mark McVey
Account Manager · 1+ Yrs
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